Turning Complexity into Simplicity -One Payment at a Time
LT Wallet puts you in control of your finances—smarter, simpler, all in one place. Link 10 or even 100 bank accounts to your LT Wallet, track every transaction, and manage payments effortlessly. You can even log your cash expenses to get a complete monthly snapshot of where your money goes—helping you budget better and stay on top of your financial goals.

Key Features
- Adding money to your LT wallet to easily use your credit card, ACH (bank account USA only), or wire internationally.
- Send money to other wallets, to your bank accounts or others, or your Facebook friends using LT wallet, email address, or other wallets.
- Invoice Management allows users to send invoices, so their clients pay them directly to their LT wallet like a traditional merchant account.
- Currency Conversion allows users to buy and sell different currencies and also store them in their LT wallet and sell them later to make profits.
- Calendar which holds all your important dates, like bills due dates, rent payments, and birthday anniversaries. Store the date once and you can let the transfer happen once, every month, or every year. Set it once and we do it for you every time.
- Prepaid Cards allow users to load and use them like traditional debit cards.
- Bill Payment for services you use. Add them once and pay every month with just one click.
- Travel Booking for all your travel needs at a discounted price
- Apply Merchant






LT Wallet
LT Wallet allows users to manage their money in a better way with complete accounting in one place! You can have 10 or even 100 bank accounts linked to your LT Wallet and make payments using the LT Wallet, even enter data of your cash transactions to see a monthly overview of where your hard-earned money is going.

Experience the Full Power
Virtual Card
Spend smarter online, in-store, and abroad - all while avoiding high currency conversion fees. The LockTrust virtual card uses the mid-market exchange rate and offers an extra layer of security by existing only within your LockTrust account on your phone or laptop.

Your Money, Your Way
Currency Conversion
LT Wallet makes it easy to manage money across borders. Instantly convert funds between supported currencies directly within your wallet at competitive exchange rates. Whether you’re traveling, sending money internationally, or holding multiple currencies, LT Wallet provides real-time rates and transparent conversion fees - so you always know exactly what you're spending.

Set it and forget it
Bill Payment
Manage all your everyday service bills in one convenient place with LT Wallet. From utilities and phone plans to subscriptions and insurance—just add your billers once, and enjoy the ease of paying them every month with a single click. No more missed due dates, logging into multiple accounts, or juggling paper statements. Stay organized, save time, and take control of your finances effortlessly.

Real-Time Payments and FedNow
Send & Receive money
LT Wallet supports Real-Time Payments (RTP) and FedNow - giving you the power to send and receive money instantly, 24/7.
Whether you’re paying bills, splitting expenses, or receiving payments, LT Wallet ensures your money moves at the speed of life.
Engineered for Speed. Built for Trust.

Invoicing
With our all-inclusive wallet, you can brand and send an invoice or estimate in minutes with a link to a phone or email, where your professional invoice can be clicked and paid instantly.