We're a results driven team

Comprise of 10 career specialists and 2 decorated advisors with over 175 collective years in banking and technology. The team has positioned to usher in the next generation of virtual banking, disrupting current banking with superior technology capabilities.

Studio owner collaborating with local promoters to boost bookings.

We are technologists, designers, marketers, and educators but first and foremost.

At Lock Trust, we’re united by a shared belief that financial technology should be clear, secure, and empowering. Our diverse expertise fuels innovative solutions, but our purpose is singular: to build tools that help people and businesses thrive in a changing digital economy.

Meet our founder

Founder and CEO of Cash Flow Consultants Inc., a Registered Legacy ISO with JP Morgan Chase Bank, Elavon, and a past ISA for 5/3 Bank. With over 20 years of both low & high-risk merchant processing experience, her clients have ranged from Blockbuster Video, and national hardware chains to specializing in hard-to-place accounts. Gina has done consulting work for banks and ACH companies, assisting with integrations into the First Data platform and setting up new programs to help expand their client base. In addition to her long-term career in finance, she has raised four successful children and is a strong advocate for underprivileged youth. She currently holds an active position in Project Dreams, Inc., a non-profit organization that sponsors programs in the performing arts and sports to keep kids off the streets and off of drugs.

Gina LeBlanc

Founder & Chief Executive Officer

Meet our amazing team

Providing network programming & engineering tech services to product development. His experience in lead role engineering provides the expert support in troubleshooting technical problems & directing rebuilding efforts.

Sagar Kotak

CTO & Co-Founder

15+ years in Operations management at international startups. Managed 20+ remote workforce. Lead control for strategic initiatives, budgeting, regulatory compliance and securing long term Domestic and International banking relationships.

Gidget LeBlanc

COO & Co-Founder

Marine Corps Veteran with over 15 years of experience in leadership and organizational development roles related to finance, accounting, and operations. Masters in accounting & financial management, Financial Modeling & Valuation Analyst.

Bradley Petty

CFO

Cisco Certified Network Professional (CCNP) certification and specialize in Big Data, Networking, Automation, and Solution Architecture.

Johnny Ritzer

Software Engineer & Co-Founder

With a BS in mechanical engineering and BA in economics mixed with a passion and creativity for investing he has purchased, rehabbed, managed, numerous projects with more than 20 exits, Selling more than 3500 doors & multiple businesses.

Jean-Marc Landau

Advisory Board Member

BA in accounting, an MBA in finance with post graduate studies in law - business. He has worked for 40 years in accounting, budgeting, merger - acquisition early on then in banking for 25 years.

Raymond Zachmann

Advisory Board Member

Dr. Art Martinez

Advisory Board Member

Strong background in project & risk management. As an executive level her work includes assignment & analysis of new contracts & current contracts within the scope.

Anna Outhlo

Onboarding Specialist

We are special with our values

At Lock Trust, we believe technology should serve people — not the other way around. We lead with integrity, build with empathy, and innovate with purpose. We value transparency, collaboration, and relentless curiosity. Every decision we make is guided by a commitment to trust, security, and lasting impact for the communities we serve.

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