Turning Complexity into Simplicity
One Payment at a Time
LT Wallet puts you in control of your finances—smarter, simpler, all in one place.
You can have 10 or even 100 bank accounts to your LT Wallet, track every transaction, and manage payments effortlessly. You can even log your cash expenses to get a complete monthly snapshot of where your money goes—helping you budget better and stay on top of your financial goals.



Next-Gen Payments for a Connected World
A Smarter Way to Send, Spend, and Save
Your money should move as fast as you do. Our next-generation wallet gives you complete control over your finances – from daily spending to global transfers – all in one secure, connected experience.
Our Powerful Payment Tools for Your Business
Accept payments via QR, link, or API – Automate recurring billing and payouts – Easy escrow and milestone payments – Real-time transaction tracking
Benefits that you can feel immediately
Real-Time Payments & FedNow
SEND & RECEIVE MONEY
LT Wallet supports Real-Time Payments (RTP) and FedNow – giving you the power to send and receive money instantly, 24/7.
Whether you’re paying bills, splitting expenses, or receiving payments, LT Wallet ensures your money moves at the speed of life.
Engineered for Speed. Built for Trust.
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Set it and forget it
BILL PAY
Manage all your everyday service bills in one convenient place with LT Wallet. From utilities and phone plans to subscriptions and insurance – just add your billers once, and enjoy the ease of paying them every month with a single click. No more missed due dates, logging into multiple accounts, or juggling paper statements. Stay organized, save time, and take control of your finances effortlessly.
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Your Money, Your Way
CURRENCY CONVERSION
LT Wallet makes it easy to manage money across borders. Instantly convert funds between supported currencies directly within your wallet at competitive exchange rates. Whether you’re traveling, sending money internationally, or holding multiple currencies, LT Wallet provides real-time rates and transparent conversion fees – so you always know exactly what you’re spending.
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Experience the Full Power
VIRTUAL CARD
Spend smarter online, in-store, and abroad – all while avoiding high currency conversion fees. The LockTrust virtual card uses the mid-market exchange rate and offers an extra layer of security by existing only within your LockTrust account on your phone or laptop.
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Get Paid. On Time. Every Time.
INVOICING
With our all-inclusive wallet, you can brand and send an invoice or estimate in minutes with a link to a phone or email, where your professional invoice can be clicked and paid instantly.
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Secure. Digital. Done.
ESCROW
Facilitate complex transactions with confidence. Our escrow solution protects all participants by securely holding funds until every condition is met—ensuring fairness, transparency, and trust throughout the payment process.
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join us and let us help you to grow your business
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