LockTrust Core Banking System (SaaS)
Modular. Scalable. Secure. Built for the Future of Finance.
At LockTrust, we believe in delivering more than just banking software—we deliver a complete modular core banking engine designed to power innovation, speed, and service excellence. With our cloud-native, SaaS-based Core Banking System, financial institutions can launch, customize, and scale with agility – no legacy bottlenecks, no compromises.
We can shape your vision
Global – Native Architecture
Built on modern microservices for maximum reliability, performance, and real-time processing.
Customer & Account Management
Centralized system for onboarding, KYC, multi-currency accounts, and 360° customer views.
Deposit & Lending Modules
Flexible configuration for savings, checking, fixed deposits, personal and business loans.
Real-Time Transaction Engine
Instant processing of deposits, withdrawals, transfers, payments, and interbank transactions.
Automated Reconciliations & Settlement
Reduce manual work with auto-balancing and daily settlement workflows.
Regulatory Compliance Tools
Stay compliant with AML, KYC, and local/global banking regulations, fully auditable.
API Integration
Seamlessly connect your website, POS, or mobile app. Accept payments and sync transactions in real time.
Role-Based Access Control
Advanced permissions for teller, branch, admin, auditor, and partner access.
Modern Banking Infrastructure
Our SaaS-based Core Banking System empowers banks, credit unions, neobanks, and fintechs to manage their core financial operations with unprecedented speed, agility, and scalability. Hosted securely in the cloud, our platform eliminates the need for costly infrastructure, complex upgrades, and rigid legacy systems – while unlocking innovation and growth.
Faster Time to Market
Launch new banking products or digital services in days—not months.
Lower Total Cost of Ownership
Say goodbye to hardware investments, maintenance, and expensive on-premise upgrades.
Scale Seamlessly
Grow from local community banking to global fintech reach without switching systems
Continuous Compliance
Automatic updates ensure you’re always aligned with evolving financial regulations.
Always-On Availability
99.99% uptime architecture with disaster recovery and real-time backups.
Who Is It For
We prioritize top-tier customer experience. LockTrust’s mobile apps put real-time financial information directly into the hands of your users, empowering them to monitor, transact, and manage accounts on the go. From account statements to payments, everything is just a tap away.
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Digital Banks -
Fintech Companies -
Lending Institutions -
Governments
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Credit Unions -
Cooperative Banks -
Payment Service Providers -
Merchant Networks
Fueling Business Through Smarter Payments
Card Issuance & Virtual Wallets
Treasury & FX Management
Agency & Branchless Banking
Merchant Payments & POS
Loan Origination & Credit Scoring
Open Banking & PSD2 Readiness
Core Banking System
Fueling Business Through Smarter Payments
Secure Payments
PCI-DSS-compliant infrastructure
Rapid Customization
Tailored deployments that fit your operations
Modular Flexibility
Only pay for the features you use
Global-Ready
Multi-currency, multi-language, and localization support
Real-Time Insights
Always-on access to financial and customer data
Always Evolving
Regular updates, compliance patches, and performance upgrades
Built for Flexibility
Modular Core for Rapid Customization
LockTrust’s Core Banking System is a module-driven engine, enabling rapid deployment and deep customization for each client – whether you’re a neobank, credit union, fintech startup, or microfinance provider. Our flexible architecture means we can tailor solutions to your specific workflow in record time.
Launch Smarter. Scale Faster. Serve Better.
Whether you’re building a digital-first bank or upgrading legacy operations, LockTrust gives you the tools to lead with confidence. From virtual terminals to mobile apps, everything is connected – securely, simply, and in real time.