Empowering Digital Payments in Developing Economies

LockTrust is a secure, scalable SaaS platform designed to transform how individuals, businesses, and governments in emerging markets manage and move money. With a focus on accessibility, regulatory compliance, and financial inclusion, LockTrust bridges the gap between traditional financial systems and the mobile-first future.

What Sets LockTrust Apart

Scalable, Secure SaaS Payments Platform

LockTrust was built for economies where access, trust, and flexibility are critical. Our platform simplifies digital payments, supports local currencies and mobile money, and connects governments, financial institutions, and agents to accelerate digital transformation.

Small business owner receiving support from Lock Trust to grow her enterprise.

Emerging Market Realities We Solve

LockTrust combines global-grade infrastructure with deep local understanding. Whether you’re a fintech startup, NGO, bank, or government agency, we help you deploy rapidly, scale securely, and serve users efficiently – even in low-connectivity or cash-heavy environments.

Built for Reality. Designed for Growth.

LockTrust helps local economies leapfrog legacy systems. Whether you’re digitizing school fees, powering neighborhood merchants, or scaling a national remittance platform, we provide the tools, trust, and technology to make it happen.                 
Digital finance can boost GDP by 6% in emerging economies.
McKinsey                    
Lock Trust supporting sustainable economic growth in developing and emerging markets.
Local trainees learning how to manage finances and grow businesses.
Workers and community members collaborating on infrastructure projects to strengthen local economies.

The shift to digital payments isn’t just about convenience

- It’s about empowerment.

Built for Impact

Let’s make digital finance accessible for all.

Join a growing ecosystem of innovators driving financial empowerment in developing economies. Our APIs, sandbox environments, and onboarding support make integration easy.

Digital finance and innovation hubs powering new opportunities in developing regions

SaaS Empowers institutions. eWallet Empowers the People.

Even in places where banks are miles away, our wallet lets people receive money, pay for services, and build their financial future - all from their phone.

Our e-wallet perfectly complements our SaaS & EMS platforms by enabling people in underserved or remote areas – especially those without access to traditional banks – to create & manage digital bank accounts. This is a vital step toward true financial inclusion.

While our SaaS &  EMS solutions empower institutions to distribute payments & services efficiently, the e-wallet empowers everyday people to receive & use those funds – whether for goods, services, or essential needs.

Drive Local Development

Strengthens public-private collaboration in key sectors

Marketplace

A flexible SaaS platform built to digitize buying, selling, and service exchange across emerging markets. From informal street vendors to small-scale manufacturers, our solution helps unlock new income streams, boost financial inclusion, and scale local economies.

Education

More communication than what scalable, cloud-based education platform built to address the challenges of learning in developing economies. Whether you're a school, university, training center, or NGO, we empower you to deliver quality education anytime, anywhere, even in low-resource environments.

Rideshare & Gig Economy

enables entrepreneurs, governments, and transport unions to launch and scale ride-hailing services in emerging markets. Designed for low-bandwidth, cash-based, and mobile-first ecosystems, it connects passengers with trusted local drivers -anywhere, anytime.

Residential & Commercial

Construction and real estate digitization are more than just modern conveniences - they are core enablers of economic mobility, infrastructure development, and urban resilience.

Social

Empower people in developing economies to connect, share, organize, and grow -digitally and securely. Whether it’s building local networks, launching interest-based groups, or creating impact-driven communities, LockTrust brings meaningful digital inclusion to the world’s underserved.

Travel

Power transportation, tourism, and local mobility in developing economies. We connect travelers, operators, and service providers on a single digital platform, making it easier, safer, and more efficient to move people and promote destinations.

LockTrust SaaS isn’t just software -

It’s infrastructure for digital inclusion, growth, and resilience.

Join a growing ecosystem of innovators driving financial empowerment in developing economies.

Whether you’re connecting rural farmers, enabling migrant workers to send remittances, or powering local fintechs—LockTrust is your foundation for trustworthy, inclusive financial services.