Turning Complexity into Simplicity
One Payment at a Time
LT Wallet puts you in control of your finances – smarter, simpler, all in one place.
You can have 10 or even 100 bank accounts to your LT Wallet, track every transaction, and manage payments effortlessly. You can even log your cash expenses to get a complete monthly snapshot of where your money goes—helping you budget better and stay on top of your financial goals.
Next-Gen Payments for a Connected World
A Smarter Way to Send, Spend, and Save
Your money should move as fast as you do. Our next-generation wallet gives you complete control over your finances – from daily spending to global transfers – all in one secure, connected experience.
Lock Trust eWallet
Personal Finance, Empowered
LockTrust eWallet gives individuals powerful tools to manage money with ease, security, and flexibility. Whether you’re in a city or a small town, LockTrust puts modern financial services at your fingertips.
Track cash limits, settlements, and float balances in real time.
Safe and secure transactions for purchases, services, and peer-to-peer exchanges.
Generate virtual debit cards for secure online spending and subscriptions.
- Wallet-to-Wallet Transfers
- Balance Tracking & Alerts
- Bill Pay
- Real-Time Payments
How it Works
Whether you’re shopping, paying bills, or sending money home – Lock Trust eWallet makes everyday finance simple, fast, and secure.
Super easy to use
Create Your Account
Link Your Bank or Card
Start Sending & Spending
We never sell your data. Ever.
Your trust powers our platform.
Your Security is Our Priority
Our Software as a service (SaaS) technology includes wallets, gateway, card management, treasury, lending, and asset management, analytics and seamless integration for risk management, online banking, mobile banking, branch management for small – large banks, and credit unions.
Our Powerful Payment Tools for Your Business
Accept payments via QR, link, or API – Automate recurring billing and payouts – Easy escrow and milestone payments – Real-time transaction tracking
Benefits that you can feel immediately
Learn More
Your Money, Your Way
Currency Conversion
LT Wallet makes it easy to manage money across borders. Instantly convert funds between supported currencies directly within your wallet at competitive exchange rates. Whether you’re traveling, sending money internationally, or holding multiple currencies, LT Wallet provides real-time rates and transparent conversion fees – so you always know exactly what you’re spending.
Real-Time Payments & FedNow
Send & Receive Money
LT Wallet supports Real-Time Payments (RTP) and FedNow – giving you the power to send and receive money instantly, 24/7.
Whether you’re paying bills, splitting expenses, or receiving payments, LT Wallet ensures your money moves at the speed of life. Engineered for Speed. Built for Trust.
Experience the Full Power.
Virtual Cards
Spend smarter online, in-store, and abroad – all while avoiding high currency conversion fees. The Lock Trust virtual card uses the mid-market exchange rate and offers an extra layer of security by existing only within your Lock Trust account on your phone or laptop.
Secure. Digital. Done.
Escrow
Facilitate complex transactions with confidence. Our escrow solution protects all participants by securely holding funds until every condition is met—ensuring fairness, transparency, and trust throughout the payment process.
Set it & forget it
Bill Pay
Manage all your everyday service bills in one convenient place with LT Wallet. From utilities and phone plans to subscriptions and insurance – just add your billers once, and enjoy the ease of paying them every month with a single click. No more missed due dates, logging into multiple accounts, or juggling paper statements. Stay organized, save time, and take control of your finances effortlessly.
Get Paid. In Time. Every Time.
Invoicing
With our all-inclusive wallet, you can brand and send an invoice or estimate in minutes with a link to a phone or email, where your professional invoice can be clicked and paid instantly.
Lock Trust eWallet makes everyday finance simple, fast, and secure.
We never sell your data. Ever.
Your trust powers our platform.