LockTrust vs Paypal:
Transparent Payment Processing Without the Hidden Fees
PayPal is convenient for peer-to-peer payments, but when it comes to business processing, the fees add up quickly. LockTrust delivers lower ACH rates, fewer chargeback headaches, and better support.
Comparison Table: LockTrust vs Paypal
Transparent Payment Processing Without the Hidden Fees
PayPal vs LockTrust — What’s the Difference?
PayPal is one of the most recognized names in online payments, but its higher fees and limited business tools can cut into your margins. While it’s great for peer-to-peer transactions, business owners in industries like marinas, RV parks, and studios often need a more professional solution.
LockTrust delivers lower fees, better ACH options, and direct customer support—all while providing the software tools your business actually needs.
Comparison Table: LockTrust vs Paypal
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3.3% + $0.20
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4.39% + $0.20
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0.8% (capped at $5)
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$15 (often waived)
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$0
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Next-day
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24/7 direct support
Online transactions
International cards
ACH Payments
Chargeback Fees
No Contracts
Monthly Fees
Payout Speed
Industry-Specific Tools
Customer Support
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3.49% + $0.49
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4.99% + $0.30
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Not standard (limited)
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$20
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$0
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1-2 business days
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Limited phone & chat
Frequently Asked Questions
LockTrust vs Paypal
Yes. PayPal charges 2.9% + $0.30 plus $20 chargeback fees. LockTrust’s pricing starts at 2.9% + $0.20 with lower chargeback costs.
Yes. We support Visa, MasterCard, Discover, American Express, and ACH payments—just like Paypal.
Absolutely. LockTrust supports card payments, ACH, invoicing, subscriptions, and integrates easily into websites.
Yes. Recurring invoices and subscriptions are included in every LockTrust account.
Make the Switch From Paypal
If you’re tired of high PayPal fees and limited support, it’s time to switch. With LockTrust, you’ll pay less, get better support, and manage your entire business in one platform.