LockTrust vs Stripe:

Which Payment Processor is Right for Your Business?

Stripe is one of the most popular payment processors, especially for developers and e-commerce brands. But for many businesses—like marinas, RV parks, studios, and service providers—Stripe’s pricing model, limited support, and DIY setup can create unnecessary costs and headaches.

LockTrust is built differently. We combine transparent payment processing rates, ACH savings, and 24/7 dedicated support with tools tailored for your industry.

Comparison Table: LockTrust vs Stripe

2.9% + $0.20

3.3% + $0.20
4.39% + $0.20
0.8% (capped at $5)
$15 (often waived)
$0
Next-day
24/7 direct support

Keyed-in transactions

International cards

ACH Payments

Chargeback Fees

No Contracts

Monthly Fees

Payout Speed

Industry-Specific Tools

Customer Support

2.9% + $0.30

3.4% + $0.30
4.4% + $0.30
0.8% (capped at $5)
$15
$0
2 business days
Email & chat only

Why Businesses Switch From Stripe to LockTrust

Better ACH & Lower Transaction Costs

Keep more of your revenue with reduced card and ACH rates.

Dedicated Industry Tools

While Stripe is a general processor, LockTrust includes software tailored to marinas, RV parks, and studios—covering reservations, invoicing, and recurring billing.

99% Uptime & 24/7 Real Support

No waiting on email or chat queues. With LockTrust, you get a real team whenever you need help.

Frequently Asked Questions

LockTrust vs Stripe

Is LockTrust cheaper than Stripe?

Yes. LockTrust’s 2.9% + $0.20 rate plus low ACH fees are often more affordable—especially for service-based businesses.

Does LockTrust support the same payment methods as Stripe?

Yes. We support Visa, MasterCard, Discover, American Express, and ACH payments—just like Stripe.

Why choose LockTrust over Stripe?

If you’re in a specialized industry (like marinas, RV parks, or studios) or you want better pricing and direct support, LockTrust is the smarter choice.

Does LockTrust support recurring billing?

Yes. Subscriptions and recurring invoices are built into every account at no extra cost.

Make the Switch From Stripe

Stripe is powerful, but it’s not built for every business. With LockTrust, you’ll get transparent pricing, tailored industry tools, and 24/7 support—without the hidden fees.