Transparent Payment Processing Pricing

No hidden fees. No long-term contracts. Just clear, competitive rates that save your business money.

Standard Pricing

Our complete payments platform comes with honest, pay-as-you-go pricing. No setup costs, no monthly commitments, and never any hidden fees.

2.9% + 20¢

Charged only on approved domestic card transactions

Custom Pricing

Work with us to create a package that fits your business – whether you process large volumes or have unique requirements.

At LockTrust, we believe payment processing should be simple and affordable. That’s why we offer straightforward pricing for credit card processing, ACH payments, and online transactions. Whether you’re managing a marina, RV park, studio, or retail business, our pricing is designed to help you grow without unnecessary costs.

From Checkout to Settlement Revenue Without Roadblocks

2.9% + 20¢

Per Transaction

For eligible credit and debit card transactions

3.3% + 20¢

Per Transaction

For eligible credit and debit card transactions
+1.49% for International Cards

0.5%

ACH Acceptance

Minimum Rate 25¢
Maximum Rate $5

+ 0.03%

for transactions
below $25,00

3.5%

Per Transaction

For eligible credit and debit card transactions

Custom Pricing

Big volume? Complex setup? Every business is unique.
If you process high volumes or need a tailored payment setup, LockTrust can design a pricing plan that fits your needs. Get flexible rates, dedicated support, and enterprise-grade features built around your business.

Trust Begins at the Transaction

Fraud Management

$0

Funding

$0

Checkout Pages

$0

PCI Fees

$0

Cancellation

$0

User Fees

$0

All The Tools You Need.

LockTrust is more than a processor – it’s a partner. With enterprise-grade infrastructure, 24/7 support, and a marketplace of 100+ modules, we help you future-proof your payments strategy.

How LockTrust Compares

Frequently Asked Questions

Couldn’t find what you were looking for? Write to us at:  

Sales@locktrust.com

How much does payment processing cost?

LockTrust charges simple, transparent rates starting at 2.9% + $0.20 per card transaction and 0.8% for ACH.

Are there setup fees or contracts?

No. We don’t lock you into long-term contracts or hidden monthly fees.

Does LockTrust support recurring billing?

Yes. Subscriptions and recurring invoices are built into every account at no extra cost.

Do rates change by industry?

Yes. High-volume or specialized merchants (like marinas, RV parks, and studios) may qualify for custom pricing.

Is there a monthly minimum?


No. You only pay when you process a payment.

What is an invoice or sales invoice?

Sales invoices provide the business with a record of the services they’ve provided to a client, when the services were rendered and how much money the client owes the business.

Start Processing with LockTrust Today

Join thousands of businesses saving on payment processing.
Get transparent pricing, lower fees, and better support.