The LT Virtual Card Links All Your Accounts In One Place

Spend smarter online, in-store, and abroad—all while avoiding high currency conversion fees. The LockTrust virtual card uses the mid-market exchange rate and offers an extra layer of security by existing only within your LockTrust account on your phone or laptop.

Stop carrying a wallet, with no physical card to lose. Each virtual card has unique details and can be frozen after every transaction—minimizing the risk of fraud and maximizing peace of mind.

Hold and manage 40+ currencies in real time using the LockTrust app. Instantly convert and spend worldwide with a fast, flexible, and secure payment experience.

Pay Like A Local In A Global Market

Shop Globally, Pay Locally.

Simplify spending, boost security, and take control of your payments with virtual cards directly connected to your eWallet. Instantly issue single-use or multi-use cards for online purchases, subscriptions, employee expenses, and more—without waiting for a physical card.

For the forgetful

your virtual card lives securely in your digital wallet, always accessible when your physical one isn’t.

Travelers & Nomads

seeking extra peace of mind when spending abroad—add a layer of security wherever you go

Team Spending

Issue cards to employees with custom limits and merchant restrictions.

Online Shopping

use a disposable virtual card to protect your financial info when purchasing from unfamiliar sites, globally.

Freelancer & Contractor Payouts to

Instantly send virtual cards funded via eWallet for secure and flexible payments.

Procurement & Finance Teams

Assign a card on demand without delays or paperwork to each vendor for tighter control and reconciliation.

Practical Applications.

Virtual cards are digital, secure, and flexible — and they’re ideal for a wide range of users and industries.

Instantly freeze, cancel, or replace cards.

Works anywhere Mastercard and Visa is accepted online.

Instant Issuance

Create virtual cards in seconds—perfect for immediate online use or last-minute purchases.

Online Access

Access your online portal anytime, anywhere. Retrieve transaction history, change your Pin, and pay friends instantly!

Real-Time Alerting

Receive SMS alerts on every transaction.

Corporate

Elimination of cash or cheque-based payments and associated paperwork. Hassle Free process as cards can be loaded in bulk.

Pay Directly From Your Account

Enhanced Security

Prevent fraud with tokenized card numbers, dynamic CVVs, and spending limits.

Ease of Transaction Using a Debit Card with Flexibility

Easily and securely spend, send, and manage your transactions—all in one place. Download the app on your phone or sign up for free online.

eWallet Integration

Fund virtual cards directly from your eWallet balance. Real-time syncing ensures you’re always in control of your available funds.

Auto-Reload & Scheduled Top-Ups

Keep cards funded automatically or set recurring loads for subscriptions and team budgets.

Full Transaction Visibility

Track card activity, manage limits, and export statements—all from a unified dashboard.

Convenience of Shopping Without Using Cash

Shop with confidence knowing that your LT transactions are secure.

How It Works

Load your eWallet via bank transfer, credit/debit card, or direct deposit

Create a virtual card in your account

Set limits or expiration dates for better control

Use the card anywhere online—just like a physical card

What people say about our platform

“I use virtual cards when traveling — especially for booking hotels or transportation. If anything goes wrong, I can just lock or delete the card. It gives me peace of mind.”