Virtual Terminal Payment Solution
Accept Payments Anywhere. No Hardware Needed.
Empower your business to accept credit card and ACH payments from any device with an internet connection. Our secure, browser-based Virtual Terminal transforms your computer or tablet into a powerful payment processor—perfect for phone orders, invoice payments, and remote transactions.
Core Featuree
Powerful Features
No Hardware Required
Use your existing desktop, laptop, or tablet—no card reader or POS device needed.
Recurring Billing & Saved Cards
Store Customer details and payment methods securely for easy repeat billing and subscription management.
Customizable Payment Fields
Tailor the checkout experience with custom fields for order notes, customer details, and invoice numbers.
Real-Time Payment Status
Monitor transactions instantly and get real-time confirmation of approvals or declines.
Dispute Management
Resolve disputes and fight chargebacks to receive your funds quickly.
PCI-DSS Compliant & Secure
End-to-end encryption and tokenization protect your customers' sensitive payment information.
Handle all types of transactions in one view.
A virtual terminal is a powerful payment tool allowing businesses to accept credit card and ACH payments without the need for physical hardware. Ideal for phone orders and remote billing, it offers real-time confirmation, built-in fraud protection, and flexible access—making it a simple, secure way to get paid anywhere.
Start Accepting Payments Now
Sign up and get immediate access to your virtual terminal.
No downloads. No delays.
Just fast, secure payment processing –
wherever you are.
It’s ideal for businesses that take payments over the phone, by email, or in person without a physical checkout—such as service providers, medical offices, or remote teams.
- Service Providers & Consultants Bill clients remotely and accept payments instantly—no in-person interaction needed.
- Medical, Dental & Legal Offices Accept over-the-phone payments quickly with full audit logs for compliance.
- E-commerce Support Teams Take manual orders when customers need help checking out online.
- Field Service & Contractors use mobile browsers to collect payments right from the job site.
Yes. All transactions are encrypted and PCI-DSS compliant, with tools like AVS, CVV, and fraud monitoring built in.
No—multiple team members can use the virtual terminal with permission-based access and activity tracking.
You can sign up quickly from your computer or mobile device—no paperwork or signatures required. The online form takes just a few minutes and only asks for basic business, contact, and address details.
Once your LockTrust account is approved, you’re ready to start accepting payments right away. Get started now.
Payout times vary by method, but most transactions settle within 1–2 business days. Instant payout options are available.
Absolutely. As long as you have internet access, you can process payments from any desktop, laptop, tablet, or smartphone.
Yes. Virtual terminals allow you to email digital receipts and include custom notes or customer information with each transaction.
No downloads or software required. Just log in to your LockTrust dashboard and start accepting payments instantly.
Yes, a small processing fee applies to each transaction. Custom pricing is available for high-volume businesses.
You’ll be notified instantly if a payment is declined or fails, and the reason will appear in your dashboard.